scope:

This instruction applies to all Navy Morale, Welfare and Recreation (MWR) Nonappropriated Fund Instrumentalities (NAFIs) (hereafter referred to as "MWR NAFI") operated under the auspices of Commander, Navy Personnel Command (COMNAVPERSCOM) and all bad debts yet to be charged to bad debt expense (i.e., written off).

Purpose. To issue policies and procedures for collecting bad debts and associated administrative fees, including involuntary pay deductions from servicemembers and voluntary pay deductions from Federal employees, as authorized by references (a) and (b). This instruction is a complete revision and should be reviewed in its entirety.