UNLIMITED FREE ACCESS TO THE WORLD'S BEST IDEAS

close
Already an Engineering360 user? Log in.

This is embarrasing...

An error occurred while processing the form. Please try again in a few minutes.

Customize Your Engineering360 Experience

close
Privacy Policy

This is embarrasing...

An error occurred while processing the form. Please try again in a few minutes.

ANSI - X9.8.1

Financial Services - Personal Identification Number Management and Security - Part 1: Basic Principles and Requirements for PINs in Card-Based Systems

active, Most Current
Organization: ANSI
Publication Date: 2 June 2015
Status: active
Page Count: 47
scope:

This part of ISO 9564 specifies the basic principles and techniques which provide the minimum security measures required for effective international PIN management. These measures are applicable to those institutions responsible for implementing techniques for the management and protection of PINs during their creation, issuance, usage and deactivation.

This part of ISO 9564 is applicable to the management of cardholder PINs for use as a means of cardholder verification in retail banking systems in, notably, automated teller machine (ATM) systems, point-of-sale (POS) terminals, automated fuel dispensers, vending machines, banking kiosks and PIN selection/change systems. It is applicable to issuer and interchange environments.

The provisions of this part of ISO 9564 are not intended to cover:

a) PIN management and security in environments where no persistent cryptographic relationship exists between the transaction-origination device and the acquirer, e.g. use of a browser for online shopping (for these environments, see ISO/TR 9564-4);

b) protection of the PIN against loss or intentional misuse by the customer;

c) privacy of non-PIN transaction data;

d) protection of transaction messages against alteration or substitution;

e) protection against replay of the PIN or transaction;

f) specific key management techniques;

g) offline PIN verification used in contactless devices;

h) requirements specifically associated with PIN management as it relates to multi-application functionality in IC cards.

Document History

X9.8.1
June 2, 2015
Financial Services - Personal Identification Number Management and Security - Part 1: Basic Principles and Requirements for PINs in Card-Based Systems
This part of ISO 9564 specifies the basic principles and techniques which provide the minimum security measures required for effective international PIN management. These measures are applicable to...

References

Advertisement